FGTS Caixa App: Main Services and How to Download 

Meet the FGTS Caixa application which has a variety of features and tools that can make your life easier.

That phase of printing or accumulating FGTS deposit statements, or checking other information about your balance, the FGTS app is here to help you with all of that.

In this way, you can quickly and easily access your active and inactive account data, check balances, verify deposits, transfer severance pay, and other services at any time. 

About FGTS?

In principle, the FGTS is a financial resource for workers under the CLT regime.

Thus, the Severance Indemnity Fund was developed to bring instability to workers with CLT contracts.

Every month, employers deposit an amount equivalent to 8% of the employee's gross salary.

This deposit is made into a Caixa Econômica Federal bank account.

In short, the company is legally obliged to make monthly deposits no later than the 7th of the month.

As well, this percentage is deducted from salary, vacation, bonus, 13th salary, overtime, night shift bonus, advance notice, maternity and paternity leave.

Furthermore, the company is required to make deposits even during periods of absence due to health treatment, accident or military service.

+ Transforming lives: understand the social benefits available

Services available in the FGTS Caixa app

The FGTS app was launched in 2016 with the aim of simplifying workers' lives, available free of charge on operating systems Android and iOS.

See below what you can do with it:

1. Withdraw your FGTS through the app

A great benefit of this app is that you can request some withdrawal options digitally.

In this sense, this tool is available to all workers who fit into some modality, and who have some amount available for withdrawal.

In fact, some withdrawal options available include retirement withdrawal, public calamity withdrawal, withdrawal due to inactivity of the FGTS regime, and withdrawal from inactive accounts.

If you want to check availability, access your app and click on "Request your digital 100% withdrawal," and set a withdrawal option, then validate the accurate information.

2. With the FGTS Caixa app you know how much FGTS you have

Sometimes people are anxious to know the amount available in their Guarantee Fund. In the app, users can access all their FGTS accounts in the main menu.

As well as, check the amounts deposited by each company and check the total balance of the Guarantee Fund.

To do this, just access the main menu and click on “view all accounts”, then scroll up and view the amounts available in each account.

In turn, if you want to see the total balance, in the main menu click on the option “Total FGTS balance”, the amount is the sum of the accumulated amount of the accounts. 

3. Check if deposits are being made regularly by the company

If you sometimes have doubts about whether the company you work for is regularly depositing the monthly amount, at least FGTS Caixa application it is possible to check the deposits that are being made.

Just log in to the app and select “View all accounts” from the main menu. That's it, select the company and check the deposit information on the statement.

4. Sign up for the anniversary withdrawal 

For those who opt for the anniversary withdrawal, which is the withdrawal of a specific amount released exclusively in the month of your birthday, the app serves this purpose as well.

However, it is worth noting that in the event of termination, the employee will not be entitled to the full amount of the Guarantee Fund.

In short, if the person wants to choose this birthday withdrawal option, just access the app and look for the “Birthday withdrawal option”, and remember to carefully read the terms and conditions before concluding.

5. Updating your data

It is essential to keep your registration data always updated on FGTS Caixa application, in addition to verifying that the information is correct in the system.

6. Authorize the bank account to receive the FGTS

In this app, you have the option to choose which bank account you want to receive withdrawals from the Guarantee Fund.

That way, just access the app and click on “My Withdrawals” at the bottom of the home screen.

Then, locate the “My bank account” option, provide the desired bank account or change the account already registered to receive the Guarantee Fund.

How you can access on your mobile phone

See a step-by-step guide to access the FGTS Caixa application on your cell phone:

• Go to your device's app store and install the app;
• Open the app and register;
• Provide the requested data, CPF, name, date of birth and email;
• Register a 6-digit numeric password; 
• If you already use the Application, you can repeat the same password number you used before;
• After providing the information, click the “I'm not a robot” button;
• You will now receive a confirmation email at the email address you provided;
• Access it and click on the link that was sent to you;
• After registration, open the APP and enter your registered “CPF” and “Password”;
• After logging in, some additional questions will appear about your working life;
• After answering these questions, just read and accept the terms of use of FGTS Caixa application, clicking on agree;
• Ok, now you can use the FGTS APP and enjoy all the news.

Frequently asked questions:

Why can't I access the app?

In short, it is possible that the system is undergoing maintenance or overloaded with too many users using the App at the same time. 

Update the application. If you are unable to do so even with the updated application, we recommend that you visit a Caixa branch or contact us at 0800-726-0104.

What do I do when my FGTS doesn't appear in the app?

If you use the FGTS app and saw your account, but it is no longer visible, it means that the deposited money is now available.

In other words, it is being processed to be deposited into your bank account or for you to withdraw. 

Also, the message could be a problem that occurs in the app when the money is being processed.

Is it necessary to have a Caixa account to use the FGTS Caixa application?

Initially, you don't need to have a Caixa account to access the app.

But, if you have an account, it's even better because the withdrawal amount is deposited directly into your savings account, and you can then transfer the amount to another account of your choice.

Conclusion

THE FGTS Caixa application has great advantages that will make your life much easier.

Therefore, it is worth installing it on your device to enjoy these benefits.

+ FGTS withdrawal: everything you need to know