Chase Sapphire Preferred: Travel Credit Card.

Chase Sapphire Preferred, when it comes to US credit cards, it's easy to get overwhelmed by flashy ads, especially high annual fees and confusing points systems.

But amid all this noise, one card has consistently stood out as a solid choice, especially for beginners and seasoned travelers alike: the Chase Sapphire Preferred.

Instead, it focuses on value, simplicity, and flexibility. For many, it's their first step into the world of travel rewards, and for good reason.

With its well-balanced benefits, reasonable annual fee, and strong points-earning potential, it remains one of the most recommended cards in the world of travel credit cards.

Welcome to the VIP rooms

This card then doesn't try to impress you with elite perks or access to VIP lounges.

In this article, we'll take a closer look at why the Chase Sapphire Preferred continues to shine for those who make the most of it.

A Solid Foundation: The Fundamentals of the Chase Sapphire Preferred
Let's start with what the card offers in summary:

Earn points through Chase Ultimate Rewards.
Bonus categories like travel, dining, and online grocery shopping.
Travel protection that adds real value.
A modest indeed annual fee of US$ 95.
One of the best sign-up bonuses in the industry.
These features make it one of the most comprehensive travel cards on the market.

>> Bank of America, international bank accounts –Another bank for Brazilians!<

It's not trying to be everything to everyone, but what it does, it does very well. Earn points: everyday spending that actually rewards you.
One of the best things about the Chase Sapphire Preferred is its generous earnings structure.

Here's how you earn points:

5x points on travel booked through Chase Ultimate Rewards.

3x points on restaurants (including delivery services), streaming services, and online grocery shopping, Target, and wholesale clubs).

2x points on all other travel purchases.

1x stitch on everything else.

These categories align with real life. If you enjoy dining out, ordering takeout, or traveling, even just once or twice a year, your spending will quickly convert into valuable points.

Chase Sapphire Preferred will alert you of bonuses

You don't have to memorize a dozen rotating categories or activate anything every quarter.
It's simple.
We have a recommendation for you:
Sign-Up Bonus: A Starting Point for Your Travel Goals.
One of the highlights of the Chase Sapphire Preferred is its generous sign-up bonus.

While the exact offer may vary, it typically gives you a large number of points after you spend a certain amount in the first few months.

This bonus alone can be worth hundreds of dollars in travel, more than enough to cover a round-trip domestic flight or several nights in a hotel.

It's a powerful way to get value early and see the potential of the Ultimate Rewards program.

Redeem Chase Sapphire Preferred Points

Redeeming Points: Flexibility is King
Points are only as good as your ability to use them.

That's where Chase Ultimate Rewards shines.
When you redeem your points for travel through the Chase travel portal, your points are worth 25% more.

That means 60,000 points turns into US$$ 750 for travel — a simple, easy-to-understand increase in value.

But the real magic happens when you transfer your points to one of Chase's many travel partners.

This includes popular airline and hotel programs like United, Southwest, Hyatt, and more.

By transferring points strategically, you can get even more value sometimes 2 cents per point or more.

For example, transferring 25,000 points to Hyatt could get you two nights at a four-star hotel.

The same number of points may hardly cover a single night at the same property if the reservation is made with cash.

That's why so many savvy travelers choose Chase.

Chase's integrated travel protections: real benefits, not just marketing hype.
Many credit cards use the term “travel benefits,” but Chase backs it up with real protections that can save you money and hassle.

Some benefits of the Chase Sapphire Preferred

See what you get:

1. Trip termination/interruption insurance (up to US$10,000 per person).
2. Rental Car Collision Damage Waiver (Primary Coverage).
3. Baggage delay insurance.
4. Travel delay reimbursement. Travel accident insurance.
5. These aren't perks you use every day, but when something goes wrong on a trip (delayed flights, canceled plans, lost luggage).

You don't need to pay anything extra or adhere to these protections in addition.
are just part of being a cardholder.

Chase Travel and Beyond: Everyday Value
Even if you don't travel every month, the Chase Sapphire Preferred maintains its value for everyday spending.

Restaurants, streaming, and online shopping are similarly part of many people's daily lives. Earning bonus points in these areas means your points gradually increase over time.

Additionally, there is an annual credit of US$$ 50 for hotel bookings made through the Chase travel portal.
This small perk effectively reduces your annual fee, even if you only book one night per year through the platform.

Look, for those of us here in Brazil, getting a card like the Chase Sapphire Preferred can be simple. This card is from a bank in the United States, Chase Bank.

They don't yet have an office here in Brazil that serves individuals to open accounts or apply for this type of card. Although Chase Bank's focus here is more on large companies and investment projects.

For simple people, because getting a card like this directly from Chase is quite difficult. However, there are other ways to earn points to travel here in Brazil.

Opening an account pays in dollars

To get a card like the Chase Sapphire Preferred®, which is famous for its points and travel benefits, you generally need to have residency or an account in the United States and a credit history there. Simply living here isn't enough.

So, for the average person, getting a card like this directly from Chase is pretty difficult. There are other ways to earn points for travel here in Brazil, through our banks' and card programs. But the Chase Sapphire Preferred, in general, isn't an easy option for those of us who live here.

Opening an account to invest in the United States can be a good idea to protect our money and make it earn in dollars.

It's a strong currency, so it's not super easy for those living in Brazil, but there are ways. Large banks like Chase (owner of the Chase Sapphire Preferred card) don't make it easy for non-residents.

But there are brokerages and online platforms that cater to Brazilians investing abroad, like Nomad and Avenue. With them, you can open an account and send money to invest without having to live in the US. It's a way to diversify and take advantage of the American market!

Chase Sapphire one of the biggest

THE Chase Bank, the bank behind the Chase Sapphire Preferred® card, is one of the largest and most secure banks in the United States. It is governed by and follows strict security regulations to protect customers' money and data.

They use advanced technology to monitor fraud 24/7, and have system encryption to protect your information. And they certainly offer tools like transaction alerts and the option to block your card through the app if you lose it.